Safeguard Your Enterprise
As a business owner, you face a unique set of risks and challenges every day.
That's why we offer a range of insurance options to help you protect your business and give you peace of mind. Whether you're in the motor trade, hospitality, manufacturing, or healthcare, we've got you covered.
Our business insurance options include:
Safeguard Your Motor Trade Business
At Perth Property Insurance, we specialize in creating customized motor trade insurance packages for businesses of all sizes. Our experts will work with you to tailor a policy that suits your specific needs, ensuring you're properly protected against risks such as faulty workmanship and customer vehicle coverage. Whether you own a car dealership, repair shop, or scrap yard, we'll help you navigate the complex process and ensure you only pay for the cover you need.
Protect Your Craft, Protect Your Business
As a cabinet maker, you face unique risks every day, from damaging someone's property to injuring others or yourself. At Perth Property Insurance, we understand these risks and offer tailored insurance solutions and Risk Management Services to members of the Cabinet Makers Association Western Australia (CMAWA). Our specialized packages ensure you're properly protected, without overpaying for coverage you don't need.
As a café or restaurant owner, you face a range of risks, from workplace accidents and property damage to customer safety and product liability.
Our experienced team is here to help you navigate the complex world of insurance and create a customized package that suits your unique business needs and budget. Whether you're a small independent or a larger commercial operation, we'll work with you to ensure you have the right cover in place, and adapt your policy as your business grows.
Peace of Mind for Healthcare Professionals
At Perth Property Insurance, we understand that operating a business in the medical or allied health field is complex and challenging, where a simple act, error or omission can be enough to spark a claim against the business or the professional rendering the services. Medical Malpractice Liability insurance can protect you as a healthcare professional from claims arising from the healthcare services you provide.
For Businesses with Higher Stakes
Industrial Special Risks Insurance (ISR) provides property damage and business interruption cover for larger asset values and organisations which have more diverse operations. Typically, Industrial Special Risk Insurance is available for combined asset values more than $5 million, however this minimum amount can vary between insurers. Businesses with assets values under this amount are usually insured on a business pack insurance policy.
Cyber protection insurance is a relatively new form of cover.
It’s designed to help protect your business from the financial impact of computer hacking or a data breach. A cyber attack could cost your business more than money. It could also threaten your intellectual property and put customers’ personal information at risk - which could damage your reputation.
If you’re a business owner, it’s easy to assume that accidents won’t happen at your workplace.
But the statistics say otherwise. Employers are required by law to take steps to ensure their workplaces are safe. This includes having workers’ compensation insurance for all their employees.
When you’re running a business, you may be personally liable for any actual or alleged breaches of the Corporations Act.
And it’s not just large companies that are exposed – small and medium business owners and officers could be at risk as well. Management liability insurance covers the costs of defending directors, managers and employees against any claims that are the result of their actions or decisions.
Safeguard Your Business, Safeguard Others
If an accident or unforeseeable incident causes damage or injury to someone (other than your employees), you may be found legally liable to cover the costs. Public liability insurance can help to protect your business from the financial risk of liability claims – giving you the certainty you need to trade with confidence.
Anyone can make a mistake – but if your business is found liable for negligence, the costs can be financially devastating.
Not only can it lead to an expensive lawsuit, but your business’ hard-earned reputation may be damaged as a result. That’s why professional indemnity insurance matters – for help protecting your assets and brand if your advice causes a client to take legal action against you.
Keep your business moving with a Motor Fleet Insurance policy.
At Perth Property Insurance, we can organise a Commercial Fleet policy which will provide cover for all types and size of vehicles, trucks, trailers and other mobile plant and machinery. Starting from only five vehicles, we can tailor a policy to your needs.
If your business takes you across the seas, you can be exposed to risks from mother nature, misadventure and even piracy.
Such risks can prevent your commercial vessel, cargo or truck from reaching its destination, or cause costly damage during the voyage. Marine transit insurance refers to a range of insurance products which help protect your business from loss or damage to vessels and cargo. It can cover the door to door delivery of goods worldwide, by sea, road, rail and air –including their storage on the way.
Keep Your Business Running
Any Trade business will know the impact of Machinery Breakdown on a businesses ongoing operation. Insurance is designed to provide cover against unforeseen and sudden physical loss or damage to the machinery.